金利上昇と流動性依存―SVB破綻から学ぶ金融緩和政策出口への備えー
First page：119, Last page：152, Sep. 2024
The Reversal of BoJ's Balance Sheet Policy;Liquidity Dependence
Hiroshi Ugai, Takeshi Osada
Discussion Paper series, SU-RCSDEA, Volume：2, Sep. 2024
Financial Digitalization and Its Implications for ASEAN+3 Regional Financial Stability Shinobu Nakagawa; Satoru Yamadera; Jungwoon Lee; Takeshi Osada
ASIAN DEVELOPMENT BANK, Jan. 2023
Asian Development Bank
DOI：https://doi.org/10.22617/tcs230020-2DOI ID：10.22617/tcs230020-2 ポストコロナの地域金融 ―デジタル化と構造変化を見越した求められる変化
First page：101, Last page：128, May 2022
Excess Reserve Accumulation under Unconventional Monetary Policies in Japan
Osada, Takeshi; Chun Yin Alex LIU
Discussion Paper series, SU-RCSDEA, Volume：2, Jun. 2021
Bank-specific Determinants of Capital Structure : New Evidence from Japan KINAI Taku; OSADA Takeshi
Number：33,
First page：39,
Last page：48, Mar. 2019,
[Reviewed]This paper is the first empirical research on the determinants of the capital structure of Japanese banks, using Japanese banks' financial data for two decades from 2000 to 2017 and adding new evidence to previous literature on the banks' capital structure. Previous researches show that the determinants of capital structure are different among countries or continents. We show that determinants vary and change in accordance with differences in business models among banks even within one country. By focusing on different business models between four sub-samples, "International banks before the Global Financial Crisis," "Domestic banks before the GFC," "International banks after the GFC," and "Domestic banks after the GFC", we analyze whether the determinants of capital structure differ among these sub-samples. The results are totally different and we find no determinants which can significantly and commonly explain all four sub-samples.
English
DOI：https://doi.org/10.15002/00022546DOI ID：10.15002/00022546,
ISSN：0911-1247,
CiNii Articles ID：120006809424,
CiNii Books ID：AA10459262 邦銀による超過準備預金保有はなぜ起こったのか？―邦銀財務パネルデータを用いた分析
First page：87, Last page：114, Mar. 2018
Why Do Banks Hold Excess Reserves?: Precautionary Demands or Monetary Policy Factors? Takeshi Osada
30th Australasian Finance and Banking Conference 2017, 2017
Elsevier BV, Scientific journal
DOI：https://doi.org/10.2139/ssrn.3021758DOI ID：10.2139/ssrn.3021758,
eISSN：1556-5068 Banks Restructuring Sonata: How Capital Injection Triggered Labor Force Rejuvenation in Japanese Banks Takeshi Osada; Kazuki Onji; David Vera
B.E. Journal of Economic Analysis and Policy,
Volume：17,
Number：2, 2017,
[Reviewed]© 2017 Walter de Gruyter GmbH, Berlin/Boston 2017. Divergent interests of bank managers and financial regulators potentially compromise the efficacy of bank rescue operations. This study empirically investigates the agency problem encountered in a capital injection program implemented in Japan. We hypothesize that the operations requirement to reduce workforce lead banks to overstate the extent of downsizing by reassigning older workers to bank subsidiaries. We implement a difference-in-differences analysis using a panel of Japanese banks from 1990 to 2010. We also employ propensity score matching to control for sample selection bias. The result shows that injected banks exhibit workforce rejuvenation relative to non-injected banks. Among injected banks, the average employee age falls by approximately 1 year, which is equivalent to a reduction of approximately seventy 65-year-old workers. On an unconsolidated basis, the number of employees in injected banks decreases as a response to the injection. However, on a consolidated basis, which accounts for subsidiary employment, the number of employees does not decrease. Our finding suggests that the Japanese practice of lifetime employment (LTE) survived, albeit in a limited form, among restructured banks.
WALTER DE GRUYTER GMBH, English, Scientific journal
DOI：https://doi.org/10.1515/bejeap-2016-0059Scopus：https://www.scopus.com/inward/record.uri?partnerID=HzOxMe3b&scp=85023186504&origin=inwardScopus Citedby：https://www.scopus.com/inward/citedby.uri?partnerID=HzOxMe3b&scp=85023186504&origin=inwardDOI ID：10.1515/bejeap-2016-0059,
ISSN：1935-1682,
eISSN：1935-1682,
SCOPUS ID：85023186504,
Web of Science ID：WOS:000406651900001 Old Boy Network and Capital Injection: Evidence from Japanese Banks Kazuki Onji; Takeshi Osada; David R. Vera
SSRN Electronic Journal, 2015
Elsevier BV, Scientific journal
DOI：https://doi.org/10.2139/ssrn.2634850DOI ID：10.2139/ssrn.2634850,
eISSN：1556-5068 Negative Impacts of Capital Injection Policies on the Capital Crunch: Evidence from Japan Takeshi Osada
Asia Pacific Economics Paper,
Number：391, 2011,
[Reviewed]Elsevier BV, Scientific journal
DOI：https://doi.org/10.2139/ssrn.1888759DOI ID：10.2139/ssrn.1888759,
eISSN：1556-5068 Negative impacts of capital injection policies on the capital crunch: evidence from Japan
長田 健
Review of monetary and financial studies, Number：31, First page：49, Last page：68, Oct. 2010, [Reviewed]
コレクション : 国立国会図書館デジタルコレクション > 電子書籍・電子雑誌 > 学術機関 > 学協会
Japanese
CiNii Articles ID：40017374404, CiNii Books ID：AN10357741
高まる地政学的リスクと日本経済(第4回)高まる金利上昇リスクと日本の預金取扱金融機関の課題
長田 健
Number：538, First page：10, Last page：17, 2023
Japanese
CiNii Books ID：AN10041056
対立続く新生銀行とSBI 根深い株価と公的資金の問題
Volume：66, Number：20, First page：90, Last page：91, Oct. 2021
廃藩置県150年で振り返る 銀行・金融の歴史と役割 後編
Volume：66, Number：10, First page：92, Last page：93, May 2021
廃藩置県150年で振り返る 銀行・金融の歴史と役割 前編
Volume：66, Number：8, First page：92, Last page：93, Apr. 2021
下村プロジェクト「ウィズコロナ・ポストコロナ時代の日本経済」(第4回)ポストコロナの地域金融
オサダ タケシ
Number：514, First page：38, Last page：45, Apr. 2021
Japanese
CiNii Articles ID：40022544306, CiNii Books ID：AN10041056
取締役会の構造・個人ネットワークが日本企業の不正発生・発覚に与えた影響
長田 健; 橋本 武敏; ヴェラ・R デーヴィッド
Volume：27, First page：75, Last page：101, Nov. 2020
Japanese
CiNii Articles ID：40022429025, CiNii Books ID：AA12494457
責任追及廃した公的資金注入だが規律なしに改革は期待できない
Volume：65, Number：14, Jul. 2020
デジタル時代に再構築が求められる金融機関のビジネスモデル : シンガポール・フィンテック・フェスティバルの視察から
長田 健
Volume：65, Number：4, First page：51, Last page：55, 15 Feb. 2020
Japanese
CiNii Articles ID：40022141141, CiNii Books ID：AN00301944
公的創業融資制度と民間金融機関
長田 健
First page：66, Last page：80, Jul. 2019
金融危機と再編 「銀行は破綻しない」時代の終焉 変わらぬ「質より量」の旧来体質
オサダ タケシ
Volume：97, Number：2, First page：23, Last page：25, 15 Jan. 2019
Japanese
ISSN：0013-0621, CiNii Articles ID：40021765164, CiNii Books ID：AN00268099
学者に聞け! 視点争点 学閥で非効率になる日本の銀行
長田 健
Volume：95, Number：8, First page：54, Last page：55, 28 Feb. 2017
Japanese
ISSN：0013-0621, CiNii Articles ID：40021100442, CiNii Books ID：AN00268099
学者に聞け! 視点争点 規制で積み上がる日銀当座預金
長田 健
Volume：95, Number：3, First page：54, Last page：55, 24 Jan. 2017
Japanese
ISSN：0013-0621, CiNii Articles ID：40021055672, CiNii Books ID：AN00268099
学者に聞け! 視点争点 銀行の不動産融資の落とし穴
長田 健
Volume：94, Number：50, First page：54, Last page：55, 13 Dec. 2016
Japanese
ISSN：0013-0621, CiNii Articles ID：40021013520, CiNii Books ID：AN00268099
学者に聞け! 視点争点 公的資金政策が銀行のモラルを壊す
長田 健
Volume：94, Number：45, First page：50, Last page：51, 08 Nov. 2016
Japanese
ISSN：0013-0621, CiNii Articles ID：40020973789, CiNii Books ID：AN00268099
学者に聞け! 視点争点 銀行の行動をゆがめる自己資本規制
長田 健
Volume：94, Number：40, First page：56, Last page：57, 04 Oct. 2016
Japanese
ISSN：0013-0621, CiNii Articles ID：40020939044, CiNii Books ID：AN00268099
学者に聞け! 視点争点 預金の魅力低下が銀行経営を脅かす
長田 健
Volume：94, Number：35, First page：52, Last page：53, 30 Aug. 2016
Japanese
ISSN：0013-0621, CiNii Articles ID：40020909180, CiNii Books ID：AN00268099
自己資本比率が邦銀の流動性需要に与えた影響
First page：61, Last page：88, Sep. 2014
Impact of the amendments to prudential regulations on the inconsistency between the basel capital ratio and the market valued capital ratio
長田 健
Journal of Bunri University of Hospitality, Number：18, First page：29, Last page：41, 2011
Japanese
ISSN：2185-0305, CiNii Articles ID：40018999861, CiNii Books ID：AA12725640
Post Pandemic Japanese Banking Administration: Transition of Banking Administration by the Financial Services Agency and Banking Behavior
Japan Society for the Promotion of Science, Grants-in-Aid for Scientific Research Grant-in-Aid for Scientific Research (C), Grant-in-Aid for Scientific Research (C), 01 Apr. 2022 - 31 Mar. 2027
Saitama University
Grant amount(Total)：4290000, Direct funding：3300000, Indirect funding：990000
Grant number：22K01549
Board Members' Personal Network and Banks' Behavior
Japan Society for the Promotion of Science, Grants-in-Aid for Scientific Research Grant-in-Aid for Early-Career Scientists, Grant-in-Aid for Early-Career Scientists, 01 Apr. 2018 - 31 Mar. 2021
Saitama University
Grant amount(Total)：4160000, Direct funding：3200000, Indirect funding：960000
Grant number：18K12810
Prudential policies and Banks' behavior: Empirical Analyses of Regulations over Banks' Capital
Japan Society for the Promotion of Science, Grants-in-Aid for Scientific Research Grant-in-Aid for Young Scientists (B), Grant-in-Aid for Young Scientists (B), 01 Apr. 2014 - 31 Mar. 2018
OSADA Takeshi
Grant amount(Total)：2600000, Direct funding：2000000, Indirect funding：600000
Focusing on three different banks' behaviors, or variables, that capture the efficiency of banks ("Average age of employees of banks", "Personal network of board members", "Banks' Holding Behavior of excess reserves"), we conducted three different empirical studies which examine the effects of capital injection policies on the efficiency of banks. We show that capital injections triggered labor force rejuvenation and personal network disruption. Although we haven't drown a clear conclusion from our results in terms of the impacts on banks' efficiency, we could provide some evidence to evaluate multifaceted capital injection policies.
In addition to these three researches, in the 4th research, we show that the spreading of new payment methods, or money, and the resulting competition between moneys due to the progress of Fintech may have a negative influence on the financial system.
Grant number：26780188
Empirical Analyses on the Effects of BIS Regulation on Banks' Behaviors
Japan Society for the Promotion of Science, Grants-in-Aid for Scientific Research Grant-in-Aid for Research Activity start-up, Grant-in-Aid for Research Activity start-up, 2011 - 2012
OSADA Takeshi, Bunri University of Hospitality
Grant amount(Total)：2730000, Direct funding：2100000, Indirect funding：630000
We examined the effects of Capital Adequacy Requirements, or the BIS regulation, on banks’ behaviors by using Japanese banks’ data overthe period from 1990s to 2000s. There are two main findings as follows.
Grant number：23830068
自己資本比率規制が銀行業および日本経済に与える影響
2008 - 2009
Grant amount(Total)：800000, Direct funding：800000
Grant number：08J08425
